Integrated Excellence for Financial Insight

Get empowered to thrive in a data-driven financial landscape. Streamline your capital planning and strategic management with a redefined stress testing, offering seamless integration, orchestrated workflows, and robust governance. Configurable workflows, powered by an embedded engine, streamline tasks and approvals, while centralized scenario management facilitates effortless import, export, and evolution.

The innovative architecture combines risk and finance data, fostering informed decision-making. With data quality adhering to the latest policies (as stipulated by the central bank) and a controlled model library, meticulous governance is assured. Security management safeguards critical assets, while high-performance, adaptive capabilities ensure scalability, real-time analysis, and responsiveness to evolving market dynamics.

KEY FEATURES

Indicator Breach Analysis

 

It involves the evaluation of specific risk indicators to identify breaches beyond predefined thresholds, triggering alerts and enabling proactive risk mitigation measures for banks. It helps detect and address potential risks before they escalate.

Account Classification & Risk Scoring

 

It helps in the evaluation of specific risk indicators to identify breaches beyond predefined thresholds, triggering alerts and enabling proactive risk mitigation measures for banks.

Case creation

 

Case Creation involves automatically generating cases or alerts when specific risk criteria are met, enabling banks to initiate appropriate actions and interventions promptly.

Causal Analysis Stage

 

The Causal Analysis Stage in our EWS Solutions involves investigating the underlying causes and factors contributing to the identified risks, providing banks with deeper insights into the root causes of potential issues within their loan portfolios.

Implementation of Action Plan

 

Implementation of the Action Plan in our EWS Solution involves executing the recommended strategies and measures based on the identified risks and early warning signals, ensuring proactive risk mitigation and minimising potential losses for banks.

Delegation of Authority

 

Our EWS system has the ability to deliver delegation of authority for multiple DA conditions.

Correction Action Plan

 

It involves devising and implementing specific measures to rectify identified risks and mitigate potential losses, ensuring timely intervention and improving loan portfolio performance for banks.

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Benefits

Our CONSTACHEK EWS Solution offers banks and financial institutions a range of business benefits which are listed below :

 
Sourcing of information from various disparate industry vendors
 
Asset quality index ratio computation based on financial & non financial parameters.
 
Exhaustive (100+) multiple category risk indicators
 
Configurable case management engine
 
AI driven algorithms to determine degree of risk.
 
Industry standard OCR Scanner to scan and upload financial reports.
 
Web harvesting to find negative sentiments about borrowers.