An organization can achieve improved business outcomes

An organization can achieve improved business outcomes and growth by utilizing the right technology in conjunction with an Integrated Risk Framework We are in the information saturation era, where information is easily available but effective and timely utilisation of the same via an automated digital framework is always a challenge for organisations. Furthermore, rapidly changing… Continue reading An organization can achieve improved business outcomes

Key turning points which might have led to Silicon Valley Bank failure

However, there are many stories, articles, thoughts about the Silicon Valley Bank’s failure. Trying to capture some of the turning points: Concentration of deposits where major portion of the deposit was from venture capital funding specially in 2020 and 2021 when it was boom for the venture capital funding. During this period when the banking… Continue reading Key turning points which might have led to Silicon Valley Bank failure

Neo Banking and Enterprise Risk Management (ERM)

Neo Banking and Enterprise Risk Management (ERM) Neo banking is a relatively new concept that has grown in popularity in recent years. They are digital-only banks that have no physical branches. Their aim is to provide a unified banking experience via mobile apps and web interfaces. The adoption of the neo-banking concept accelerated due to… Continue reading Neo Banking and Enterprise Risk Management (ERM)

Credit Monitoring – Challenges & Solution

Assessing the credit default risk of the borrower and keeping an eye on their behavior has been a key responsibility of the risk monitoring department in numerous banks and financial institutions. Credit frauds totaling thousands of crores and major economic crises (such as global crisis in 2008) show the impact of inadequate risk monitoring. Considering… Continue reading Credit Monitoring – Challenges & Solution